Welcome to Wealth Journey Projections

Plan your retirement with confidence using our advanced Monte Carlo simulation model. Get accurate projections of your retirement savings' longevity based on your specific financial situation.

Retirement Calculator

Investment Strategy

Stocks S&P 500

Bonds 10-Year Treasury

Balanced 50/50 Stocks/Bonds

Conservative 40/50/10 Stocks/Bonds/Cash

Current Retirement Savings

Enter your current retirement savings amount (commas allowed)

Annual Withdrawal

Enter your planned annual withdrawal amount (commas allowed)

Simulation Runs

Number of simulations to run (commas allowed)

Retirement Duration (Years)

Minimum

Shortest expected retirement duration

Most Likely

Most probable retirement duration

Maximum

Longest expected retirement duration

How It Works

Monte Carlo Simulation

Our calculator uses Monte Carlo simulation to model thousands of possible retirement scenarios, taking into account market volatility and historical returns to provide a comprehensive view of your retirement outlook.

Investment Strategies

Choose from different investment strategies to see how they might affect your retirement outcomes. Each strategy is based on historical market data and real-world performance.

Privacy & Security

All calculations are performed locally in your browser. We don't store any of your personal financial information.